Limit how financial institutions share your personal information with other companies by “opting out.” Opting out is the process of notifying businesses and telemarketers that you do not want to receive solicitations for their products. Once a year financial institutions must send you a privacy notice. The notice describes the type of personal information the company collects and how that information is used. Read these notices to learn how private information is used. To opt out, follow the company’s instructions – such as call, return a form, or go online. Opting out will cut down on the number of unsolicited credit offers you receive.